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	<title>WelCo Health Solutions, LLC &#187; employee health &amp; wellness</title>
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	<description>Wellness Solutions, Tools, and Strategies for Small Businesses and Busy Professionals.</description>
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		<title>Healthcare Reform is a Winner for Wellness. Really?</title>
		<link>http://welcohealthsolutions.com/2010/08/16/healthcare-reform-is-a-winner-for-wellness-really/</link>
		<comments>http://welcohealthsolutions.com/2010/08/16/healthcare-reform-is-a-winner-for-wellness-really/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 11:58:23 +0000</pubDate>
		<dc:creator>Donny King</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[Reducing Healthcare Costs]]></category>
		<category><![CDATA[Worksite Wellness]]></category>
		<category><![CDATA[Dallas worksite wellness]]></category>
		<category><![CDATA[employee health & wellness]]></category>
		<category><![CDATA[healthcare costs]]></category>
		<category><![CDATA[small business wellness]]></category>

		<guid isPermaLink="false">http://welcohealthsolutions.com/?p=3283</guid>
		<description><![CDATA[It&#8217;s official. President Obama signed &#8220;our&#8221; new health care bill earlier this Spring, and now it&#8217;s law. It&#8217;s supposed to &#8220;explore&#8221; how wellness concepts can be integrated into federal policy for agriculture, transportation, education and other areas announced that provisions in the health care reform bill will address the underlying causes of poor health habits. [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://welcohealthsolutions.com/wp-content/uploads/2009/10/healthcarenews.jpg"><img class="size-medium wp-image-1953 alignleft" title="healthcarenews" src="http://welcohealthsolutions.com/wp-content/uploads/2009/10/healthcarenews-300x287.jpg" alt="" width="135" height="135" /></a><span style="color: #333333;">It&#8217;s official. President Obama signed &#8220;our&#8221; new health care bill earlier this Spring, and now it&#8217;s law. It&#8217;s supposed to &#8220;explore&#8221; how wellness  concepts can be integrated into  federal policy for agriculture,  transportation, education and other  areas announced that provisions in the health care reform bill will address  the underlying causes of poor health habits. The new bill is also supposed to increase the number of  businesses that offer wellness programs, increase the number of  employees who participate, more effectively track programs, and improve  overall program effectiveness. </span></p>
<p><span style="color: #333333;">In addition, there a six specific provisions in the bill that &#8220;directly relate&#8221; to worksite wellness programs:</span></p>
<ul>
<li><span style="color: #333333;">Development of a national health promotion plan</span></li>
<li><span style="color: #333333;">Enhance health promotion research</span></li>
<li><span style="color: #333333;">Technical assistance to enhance evaluation of workplace health promotion programs</span></li>
<li><span style="color: #333333;">Regular, periodic surveys on workplace health promotion relevance and components</span></li>
<li><span style="color: #333333;">Grants to pay a portion of the cost of comprehensive workplace health promotion programs for small employers</span></li>
<li><span style="color: #333333;">Allowing employers to offer employees a premium discount of up to 30% for positive lifestyle practices or participation in health promotion programs</span></li>
</ul>
<p><span style="color: #333333;">There are many &#8220;leading experts&#8221; in my field that think these provisions are the best thing to happen to the field of health promotion since the invention of  &#8220;sliced whole wheat multigrain bread.&#8221; Well, I personally wouldn&#8217;t go that far. Forget making sense of the new 2,400-page health care law. Try interpreting just these new provisions, how they will be implemented and when they will begin.<br />
</span></p>
<p><span style="color: #333333;">We&#8217;ll let&#8217;s start with the easy part first. <span style="color: #808000;"><a title="Kaiser Foundation" href="http://www.kff.org/healthreform/8060.cfm" target="_blank"><span style="color: #808000;">The Kaise<span style="color: #808000;">r</span></span><span style="color: #808000;"> Family Foundation</span></a></span> has a pretty good summary on their website. Its broken down the bill in an easy-to-read time-line format. In a nut-shell, here it is:</span></p>
<div>
<ul>
<li><span style="color: #333333;">Small businesses will be  able to receive federal grants to start wellness programs. The grants  will be available for up to five years.<strong><em> <strong><span style="color: #333333;">(Starting in 2011)</span></strong></em></strong></span><span style="color: #333333;"><em><strong> </strong></em></span></li>
<li><span style="color: #333333;">A new National  Prevention, Health Promotion, and Public Health Council will be formed  to develop a national health improvement strategy. </span><span style="color: #333333;"><strong><em><strong>(Starting  in 2011)</strong></em></strong></span></li>
<li><span style="color: #333333;">Chain  restaurants and vending machines that sell food must disclose  nutritional information. </span><span style="color: #333333;"><strong><em><strong>(Starting  in 2011)</strong></em></strong></span></li>
<li><span style="color: #333333;">Employers  will be able to offer employees who participate in wellness programs up  to a 30% discount on the cost of insurance coverage. </span><span style="color: #333333;"><strong><em><strong>(Starting  in 2014)</strong></em></strong></span></li>
<li><span style="color: #333333;">A 10-state  pilot program will allow participating states test the efficacy of  offering similar rewards in the individual insurance market. </span><span style="color: #333333;"><strong><em><strong>(Starting  in 2014)</strong></em></strong></span></li>
</ul>
</div>
<p><span style="color: #333333;">Now, here&#8217;s where it gets confusing. As you can see, out of the six, only three of the provisions have actually been mentioned. Let&#8217;s see how easy it will be to sign-up for those grants next year. While I am at it, why only keep the availability of the grants for 5 years? How about keep them indefinitely? I&#8217;ll keep you updated on the grant-process.</span></p>
<p><span style="color: #333333;">Next, there are so many companies, including us, that already provide wellness programs that include strategies for implementing, maintaining and evaluating the success of those wellness programs.</span></p>
<p><span style="color: #333333;">I understand that having information on the &#8220;foods&#8221; we eat makes us &#8220;more informed&#8221; &#8211; I say that grinning &#8211; but how much &#8220;nutrition&#8221; info can you put on a bag of Cheetos or on a Triple-meat-with-cheese? I&#8217;m just saying&#8230;</span></p>
<p><span style="color: #333333;"><span style="color: #808000;"><a title="HIPAA" href="http://www.hhs.gov/ocr/privacy/" target="_blank"><span style="color: #808000;">HI<span style="color: #808000;">P</span></span><span style="color: #808000;">AA</span></a></span> already allows for a 20% discount on those who are participating in a &#8220;bonafide&#8221; wellness program. You can read more about how the HIPAA rules affect your small biz wellness program. Finally, we&#8217;ll have to wait and see how successful this new &#8220;pilot-program&#8221; will be.</span></p>
<p><span style="color: #333333;"><a title="Wellness Tax Credits Coming" href="http://welcohealthsolutions.com/2009/02/15/wellness-tax-credits/" target="_blank"><span style="color: #808000;">As I wrote abou<span style="color: #808000;">t</span></span><span style="color: #808000;"> earlier</span></a><span style="color: #808000;">,</span> it would have been great if they would have included the Healthy Workforce Act or at least specific provisions from these bill. In the next coming weeks, I&#8217;m going to do my best to better explain what these 6 provisions actually mean.<br />
</span></p>
]]></content:encoded>
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		<title>Want to REALLY Lower Your Healthcare Costs?</title>
		<link>http://welcohealthsolutions.com/2010/05/11/want-to-really-lower-your-healthcare-costs/</link>
		<comments>http://welcohealthsolutions.com/2010/05/11/want-to-really-lower-your-healthcare-costs/#comments</comments>
		<pubDate>Tue, 11 May 2010 22:51:53 +0000</pubDate>
		<dc:creator>Donny King</dc:creator>
				<category><![CDATA[Reducing Healthcare Costs]]></category>
		<category><![CDATA[Worksite Wellness]]></category>
		<category><![CDATA[Dallas worksite wellness]]></category>
		<category><![CDATA[employee health & wellness]]></category>
		<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[small business wellness]]></category>
		<category><![CDATA[workplace wellness]]></category>

		<guid isPermaLink="false">http://welcohealthsolutions.com/?p=3575</guid>
		<description><![CDATA[Healthcare costs are higher than ever and the increased prices have forced many small businesses into bankruptcy. So what is the solution to lowering healthcare costs? Take the steps to encourage your employees to make better lifestyle choices. As a small biz, one of the things you can do is acknowledge the health problems affecting [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://welcohealthsolutions.com/wp-content/uploads/2009/10/iStock_000002292079XSmall.jpg"><img class="size-medium wp-image-57 alignright" title="Tight budgeting. Upright money." src="http://welcohealthsolutions.com/wp-content/uploads/2009/10/iStock_000002292079XSmall-200x300.jpg" alt="" width="110" height="166" /></a><span style="color: #333333;">Healthcare costs are higher than ever and the increased prices  have forced many small businesses into bankruptcy. So what is the  solution to lowering healthcare costs? Take the steps to encourage your  employees to make better lifestyle choices. As a small biz, one of the things you can do is acknowledge  the health problems affecting your employees and implement programs to  solve them. </span></p>
<p><span style="color: #333333;">One of the most serious public health problems, and the leading cause of  preventable death, is obesity. It also costs the United States $147  billion a year in healthcare. Your small biz can help to motivate your employees  to exercise by offering discounted gym memberships, hosting company  run/walks or implementing exercise programs. Yo could also bring in a nutritionist or help bring in healthy food options in the cafeteria or vending machines.</span></p>
<p><span style="color: #333333;">Healthy Americans may account for only 8 percent of the population,  but these 24 million people are the answer to saving America billions of  dollars on unnecessary health care expenditures each year. More than  40% of premature deaths in the U.S. are a result of unhealthy behaviors  like obesity and smoking. These habits are costing Americans $100  billion to $150 billion a year!</span></p>
<p><span style="color: #333333;">Smokers have cost the U.S. $96 billion in healthcare this year. Almost  21 percent of Americans smoke, which is more than 45 million people.  Therefore, employers should encourage their staff to quit smoking by  offering incentive programs or access to counselors. Many companies are  taking more extreme measures by implementing a tobacco-free workplace.</span></p>
<p><span style="color: #333333;">Lastly, be aware that the current economy may have an  increased affect on your employee&#8217;s stress levels. This can lead to  smoking or unhealthy eating. Make sure to continue positively  reinforcing your employees and let them know exercise is a great way to  alleviate stress. By keeping employees healthy, businesses can reduce  healthcare costs, which in turn will impact their bottom-line.</span></p>
]]></content:encoded>
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		<item>
		<title>Employee Wellness Likely to Survive Battle Over Health Care Reform</title>
		<link>http://welcohealthsolutions.com/2010/02/17/health-care-reform-survival/</link>
		<comments>http://welcohealthsolutions.com/2010/02/17/health-care-reform-survival/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 08:05:08 +0000</pubDate>
		<dc:creator>Donny King</dc:creator>
				<category><![CDATA[Healthcare Reform]]></category>
		<category><![CDATA[employee health & wellness]]></category>
		<category><![CDATA[small business wellness]]></category>
		<category><![CDATA[workplace wellness]]></category>
		<category><![CDATA[Worksite Wellness]]></category>

		<guid isPermaLink="false">http://welcohealthsolutions.com/?p=3168</guid>
		<description><![CDATA[Okay, the current healthcare reform legislation may have slowed down, but it’s not over yet. Whether its tort reform, the ability to buy your insurance from another state, or an over-haul on medicare, one definite area that is being looked at by employers is employee -  wellness and prevention. This issue is one that will [...]]]></description>
			<content:encoded><![CDATA[<p><span style="color: #333333;">Okay, the current healthcare reform legislation may have slowed down, but it’s not over yet. Whether its tort reform, the ability to buy your insurance from another state, or an over-haul on medicare, one definite area that is being looked at by employers is employee -  wellness and prevention. This issue is one that will be more on everyone’s radar because it consistently draws bipartisan support.</span></p>
<p><span style="color: #333333;"><a title="Wellness Credits" href="http://welcohealthsolutions.com/2009/02/15/wellness-tax-credits/" target="_blank">As we covered in an earlier post</a>, the Healthy Workforce Act, written by Sen. Tom Harkin, D-Iowa, would give you an annual $200 tax credit for each of the first 200 employees participating in your small biz wellness program and $100 for each additional employee.</span></p>
<p><span style="color: #333333;">In addition, the Partnership for Prevention found that worksite wellness produced an average savings-to-cost ratio of $5.81 to $1. The programs also reduced annual health costs by an average of 26 percent, reduced absenteeism by 27 percent, and reduced workers compensation and disability claim costs by 32 percent.</span></p>
<p><span style="color: #333333;">Comprehensive wellness programs usually end up being cost neutral in year one. Year two is when you start seeing return on investment, and by the time you get to three years, things really start kicking in and you really do see ROI.</span></p>
<p><span style="color: #333333;">We are still waiting to hear whether or not this proposed billed makes its way to the President’s desk, but in the mean while think about this:</span></p>
<ul>
<li><span style="color: #333333;">An estimated 142 million Americans are overweight or obese, this represents 66 percent of the adult population.</span></li>
<li><span style="color: #333333;">Health care costs in the United States doubled from 1990 to 2001 and are expected to double again by 2012.</span></li>
<li><span style="color: #333333;">Chronic illnesses affect more than a third of working-age Americans and the costs associated with chronic diseases account for approximately 75 percent of the nation’s annual health care costs. </span></li>
<li><span style="color: #333333;">Obesity costs American companies $225.8 billion per year in health related productivity losses.  An obese employee costs the employer an additional $460-$2,500 in medical expenditures and absenteeism annually. </span></li>
<li><span style="color: #333333;">The workplace environment is a significant target for obesity prevention efforts.  Over 130 million Americans are employed across the United States and spend a significant part of their day at work.  Sedentary jobs have increased 83 percent since 1950. </span></li>
<li><span style="color: #333333;">The Healthy Workforce Act provides employers with the means to implement evidence-based strategies for improving the health of workers by addressing causes of chronic disease including obesity, physical inactivity and tobacco use.</span></li>
</ul>
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